Looking for reliable and list of licensed money lender in singapore? Whether you need a personal loan, payday loan, or foreigner loan, choosing the right lender can make all the difference. That’s why we’ve created a directory of top-rated licensed moneylenders who offer fast approval, transparent terms, and excellent service.
Why Choose a Licensed Money Lender?
In Singapore, licensed money lenders are regulated by the Ministry of Law (MinLaw). This means they must follow strict rules on interest rates, fees, and loan practices — giving you protection and peace of mind.
Key benefits of borrowing from a licensed lender include:
✅ Transparent and fair terms
✅ Regulated interest rates and fees
✅ Legal contracts and proper documentation
✅ Safe and ethical loan practices
✅ Fast approval and flexible repayment
Always check the official list of licensed moneylenders before applying.
Top-Rated Licensed Money Lenders in Singapore
Here’s a curated list of some of the most trusted and top-rated money lenders in Singapore, based on customer reviews, reliability, and speed of service:
1. Credit Thirty3
Known for: Fast personal loans, professional service
Location: Chinatown
Services: Payday loans, business loans, foreigner loans
Review highlight: “Helpful and transparent team. Great experience.”
2. 1AP Capital
Known for: Excellent customer service, clear communication
Location: Toa Payoh
Services: Personal loans, debt consolidation
Review highlight: “Easy to apply, very reasonable repayment plan.”
3. Bugis Credit
Known for: Speedy approval, great for foreigners
Location: Bugis
Services: Foreigner loans, payday loans, urgent cash
Review highlight: “Fast process and no hidden charges!”
4. Fortune Credit
Known for: High approval rates, flexible repayment
Location: Chinatown
Services: Business loans, personal loans
Review highlight: “Very efficient service. Staff are friendly.”
5. Lending Bee
Known for: Digital loan platform, easy application
Location: Multiple branches
Services: Wedding loans, education loans, renovation loans
Review highlight: “Convenient online system and quick response.”
How to Use This Directory
When using this directory, follow these tips:
Compare interest rates and repayment terms
Check recent customer reviews
Call or visit their office to clarify any questions
Read the loan contract carefully before signing
Never deal with unlicensed or unofficial lenders
Apply Smart, Borrow Safe
With so many licensed money lenders in Singapore, finding the right one for your needs doesn’t have to be stressful. Use this trusted directory as your starting point and choose a lender with great reviews and transparent practices.
Whether you're looking for a fast payday loan, a foreigner loan, or a flexible personal loan, these top-rated lenders have the experience and credibility to support you.